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Some insurers are starting to exclude AI from business cover

The Register· 18 Sep

A RAND report says AI harms such as wrong outputs, deepfakes, privacy breaches and discriminatory decisions do not fit neatly into existing insurance. Insurer W. R. Berkley has added AI exclusions to some liability products, and Verisk/ISO, whose forms appear in over 80% of US property and casualty policies, offers optional wording to exclude generative AI harms.

  • Ask your broker directly whether your liability and professional indemnity policies exclude harm caused by AI tools.
  • Keep a record of where AI is used in work you deliver to clients, so you can answer an insurer's questions.
READ THE ORIGINAL: THEREGISTER.COM

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